Our no-credit impact, pre-qualification, digital lending solution includes soft-inquiry technology that can increase the profitability of your credit union’s lending business.
Increase borrower engagement.
“No Credit Impact” messaging is powerful, bringing in 10%-20% more top-of-funnel borrower applications.
Improve conversion rates.
Realize more loan volume.
Boost your credit union’s loan business by up to 30%
with the power of “No Credit Impact” lending.
How It Works
What's the credit union experience?
Omni-Channel platform.
Accepting applications over the phone and at the branch is a breeze thanks to an end-to-end, omni-channel platform and robust back-office portal.
Personalized cross-selling.
With the power of AI and expansive decisioning capabilities, the cross-sell engine evaluates the borrower’s credit scenario to determine which offerings are applicable, for how much, and where the odds of conversion are highest.
Streamlined operations with integrations.
Integrate lending applications with your LOS solution or directly into your core.
Enhanced capabilities with add-ons.
Options include digital account opening, digital ID verification, and integrated account funding.
What’s the borrower experience?
Receive better offers, quicker.
The streamlined application with soft-credit inquiry gets borrowers to instant, pre-qualified offers without impacting their credit.
Give your members a better experience.
Borrowers will only see the offers they are eligible for, reducing uncertainty for the member and enhancing loan productivity.
What are the results?
Realize a 10-20% increase in top-of-funnel applications after implementing a pre-qualification platform.
Save up to 40% in application-processing costs. Many borrowers will not see offers for which they don’t qualify.
See up to a 30% lift in funded loans after implementing pre-qualification capabilities.